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DO
YOU HAVE AN EMERGENCY PLAN FOR 2010 WORLD CUP
GUESTS?
By Des Langkilde at SATIB
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If you will be hosting guests
from overseas for the 2010 World Cup, consider
the SATIB24 Guest Crisis Call insurance coupon
to cover them.
SATIB24
Coupon
Specifically tailored to insure guests’
safety, the SATIB24 coupon is available to both
corporate companies and the local tourism trade
who will be hosting at least thirty guests from
the 1st June to the 31st July 2010.
This coupon includes:
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insurance cover to pay for incident management
fees, |
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medical evacuation and |
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outpatient intervention costs, |
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including trauma counselling. |
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Emergency
Incidents
Dr. Simon King, MD of the Crisis Call Centre
says that they are tripling their capacity
to deal with emergency incidents over the
World Cup period. "SATIB Risk Solutions
launched the guest coupon in January and
based on the response they have received,
it is clear that hosts are taking their
international guests' safety very seriously
during the event" says Dr. King.
Transferring
liability
"We have a vastly
experienced team of medical doctors, paramedics,
nurses, fire experts and security advisors
to assist with the full spectrum of emergencies,
from minor ailments to serious incidents
such as critical injuries, hijacking, kidnapping
and rape."
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Access
Having access to an emergency incident management
facility for advice and recommendations
can make all the difference in handling
an emergency. It removes the decision making
process from staff members and transfers
the liability to the service provider handling
the call.
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person makes the most appropriate
decisions for both the victim and
the business. |
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When time is of the essence
"In our twenty years of providing
risk solutions to the tourism and
hospitality industry, we have found
that the 'Golden Hour' between a critical
incident occurring and appropriate
intervention being implemented can
be the difference between life and
death or at the very least will have
a positive impact on the likelihood
of a claim for negligent liability
being instituted against the client.
Influencing Factor
The biggest influencing factor in
this regard is often the delay in
getting a foreign guest's travel insurance
or medical aid to authorise medical
intervention costs.
Added Value to Clients
SATIB clients already have access
to the SATIB24 Guest Crisis
Call facility as a value-added
benefit attached to their insurance
portfolio, so what we have done
with the 2010 World Cup coupon
is made this available to the
industry at large and the take-up
has been phenomenal" says
Des Langkilde, Marketing Director
at SATIB Risk Solutions. |
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| For
more information contact
SATIB Insurance Brokers
on 0861 728 4248 |
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GETTING
YOUR LIFE IN ORDER
By Brett Lazarus
at SATIB |
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Taking care of business
and family is important, no more so
than when planning your estate or
succession plan. Death or disability
can be disastrous for the survivors
if not properly insured and managed.
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Advice for Life
SATIB understand this and have formed
a life assurance division. SATIB Life
is headed by Brett Lazarus, a qualified
consultant with extensive experience.
SATIB can now advise you on the best
solutions for your risk needs, all
at competitive premiums.
Consider the following:
Buy & Sell
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Should one of the business
owners pass away or become disabled,
do the remaining business owners
have the financial resources
to purchase that person’s
interests? |
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Has a Buy & Sell agreement
been put in place and is there
funding sufficient available
should the worst happen? |
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A Buy & Sell Agreement
is designed to protect the shareholding
of the various partners and
owners in the event of death
or permanent disability of one
or more of them. |
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It also provides the surviving
owners and partners with the
funds to purchase the shares
of the deceased or disabled
person. |
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Key
Person
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Does your business employ
someone who is essential
to the running of the
organisation? |
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Would the business suffer
a financial loss if they
were not around? |
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Has your company put
key person insurance in
place? |
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This product is designed
to ensure that your business
keeps running should a
key individual pass away
or become permanently
disabled. |
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It provides that crucial
cash injection, which
will give you valuable
time needed to recruit
a replacement for that
person's position in the
company. |
Personal Liability
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Have the directors
or business owners signed
personal sureties or guarantees
in respect of the business?
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Is personal liability
assurance in place? |
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This product is designed
to cover those sureties
signed by one or all of
the business partners,
so that in the event of
death or permanent disability
the business and estates
are protected from creditors.
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Lifestyle
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Are you covered for
death, disability and
dread disease? |
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Have you made sure that
a professional plan is
in place, with sufficient
funding to meet your family
and your business’
needs if something should
happen to you? |
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Designed to maintain
the same standard of living,
this product helps pay
monthly expenses in the
event of a death, disability
or dread disease of one
or both of the income
earners. |
Retirement
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This product allows
you to save for your retirement
by investing small amounts
every month to accumulate
the desired amount for
your desired retirement
date. |
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This monthly retirement
amount is exempt from
tax providing it is less
than 15% of your monthly
salary. |
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| For
more information
contact Brett Lazarus,
SATIB at office:
+27 (0) 31 562 1880
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